Product updates
What's new in Finpliq
Every update, improvement, and fix — in plain English.
0.3.0Major releaseMay 2026
NewHMRC compliance hardening — full GovTalk 2.0 lifecycle (FPS, EPS, NVR, CIS300) with correlation IDs, polling, and IRmark evidence
NewNative payroll RTI — Full Payment Submissions sent directly to HMRC on payday. No third-party payroll software needed.
NewMulti-business portfolio dashboard — combined income, HMRC exposure, deadlines, and safe-to-spend across all your entities
NewConsolidated P&L — view profit and loss across all your businesses on one page (Pro plan)
NewData import — bring your data from FreeAgent, Xero, QuickBooks, or Sage with automatic category mapping
New14-day free trial — full Core plan access, no card needed
NewHMRC fraud prevention headers — Gov-Client-* implementation for MTD API calls
NewXSD schema artefacts installed — RTI FPS, EPS, NVR schemas under hmrc-specs for local validation
ImprovedPayroll engine — tax code interpretation (L, M, N, NT, BR, D0, D1, K, W1/M1), NI category validation, director payroll, YTD accumulation
ImprovedHomepage rebuilt — left-aligned asymmetric hero, dashboard mockup, conversion-optimised layout
0.2.0ReleaseApril 2026
NewPayroll — PAYE, NI (employee + employer), and pension calculations. Payroll journal auto-posts to P&L on confirmation.
NewCA review flow — request a Chartered Accountant review of your year-end pack without leaving Finpliq
NewPractitioner dashboard — CA queue for reviewing client packs
NewPortfolio view — multi-business account with +£15/mo per additional business
NewTrial banner — 3-state countdown (active / urgent / expired) visible in the app shell
NewLegal pages — Privacy policy, Terms of service, Cookie policy, Security (TA&T Ltd)
ImprovedBilling page — trial status, days remaining, and correct feature access table
ImprovedHomepage — 'Speak to a CA' and CA service links wired to finpliq@taandt.com
FixMarketing header and footer — removed duplicate nav/footer caused by homepage CSS leaking into layout
FixLogin/signup — server error after authentication fixed. NEXTAUTH_URL now properly configured.
0.1.0LaunchMarch 2026
NewBookkeeping engine — transaction categorisation, rules, and secure Open Banking bank feeds
NewMTD VAT — 9-box VAT return preparation and submission direct to HMRC
NewInvoicing — raise, send, chase, and auto-match invoices to bank payments
NewExpenses and mileage — HMRC rates, 10,000-mile split, feeds into year-end pack
NewFinancial reports — P&L, Balance Sheet, SA103F mapping, cash flow forecast
NewVAT threshold monitoring — rolling 12-month with 5 alert states
NewAccountant pack — one-click XLSX export of everything your accountant needs
NewSafe to spend — real balance after VAT, tax, and fixed costs, updated daily
NewHMRC OAuth connection — connect your Government Gateway for MTD VAT
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