Comparison

Finpliq vs FreeAgent

FreeAgent is a solid UK accounting product. This is an honest comparison of where each tool may fit different UK business needs.

Finpliq highlights 7 of 13 categories
Feature
Finpliq
FreeAgent
Starting price
✓Free (£24/mo Core)
£19/mo (sole trader)
Limited company price
£24/mo
£24/mo
Payroll included
Yes — Core plan
Yes
Payroll RTI to HMRC
RTI workflow support; live route controlled by configuration
Yes
Multiple businesses
✓+£15/mo each
Separate account each
Consolidated multi-biz view
✓Portfolio view available in Pro
Not available
CIS support
✓Available in Finpliq workflow
Partial (no native CIS XML)
SA103F Self Assessment
✓Prepared from reviewed bookkeeping data
Partial — SA summary
VAT filing
Supported Finpliq workflow where HMRC connection is configured
Direct from FreeAgent
Statement import
CSV, Excel and PDF statement upload
Via Open Banking
Built by a CA
✓Yes — Built by Chartered Accountants
Software company
Free plan
✓Yes — 1 business
No
Import from FreeAgent
CSV import and mapping support
N/A

Where Finpliq is designed differently

Multi-business is built in, not an afterthought

FreeAgent requires a separate account and subscription for each business. Finpliq adds each additional business to your existing account at +£15/month, with a combined dashboard showing everything in one place.

Free tier lets you start with no commitment

Finpliq includes a free starting tier and a no-card Core trial, which can be useful while a business checks whether the workflow fits its records.

Switch from FreeAgent in minutes

Finpliq supports CSV-based import and category mapping workflows. Users should review imported records and opening balances before relying on them for reporting or filing.

Review Finpliq alongside FreeAgent

14-day trial, no card needed. Import and review records before relying on them for reporting.

Start free →Talk to us →

Pricing as of May 2026. Verify current pricing at freeagent.com.