Comparison

Finpliq vs FreeAgent

FreeAgent is a solid UK accounting product. This is an honest comparison of where each tool may fit different UK business needs.

Compare the workflows that matter to your business
Feature
Finpliq
FreeAgent
Starting price
✓Free; Core £24/month
Varies by business type; see the current official pricing page
Limited company price
✓Core £24/month
Regular monthly price £33 before promotional discounts
Payroll included
Yes — Core plan
Yes
Payroll RTI to HMRC
RTI workflow support; live route controlled by configuration
Yes
Multiple businesses
✓Core includes up to 3 businesses; Pro includes 5
A separate FreeAgent account is used for each business
Consolidated multi-business view
✓Portfolio view in Pro
Businesses are managed through separate accounts
CIS support
✓CIS contractor workflow included from Core
CIS functionality varies by business type and workflow
Self Assessment
Self Assessment and MTD Income Tax workflow
Direct filing is supported for specified account types and circumstances
VAT filing
Supported Finpliq workflow where HMRC connection is configured
Direct from FreeAgent
Statement import
CSV, Excel and PDF statement upload
Via Open Banking
Connected sales platforms
✓Stripe, PayPal, Square, Shopify, WooCommerce, GoCardless, SumUp, Amazon, eBay and Etsy
Connection availability varies by provider and workflow
Payout-to-bank reconciliation
✓Gross sales, fees, refunds and payouts matched without duplicate income
Depends on the connected provider and workflow
Guided bookkeeping option
✓Finpliq Guided works from the same connected evidence and review trail
Support model differs
Built by a CA
✓Yes — Built by Chartered Accountants
Software company
Free plan
✓Yes — 1 business
No
Import from FreeAgent
CSV import and mapping support
N/A

See Finpliq's connected-commerce workflow

Follow a sale through fees, refunds, payout matching, bank evidence and tax review.

Explore integrations →

Where Finpliq is designed differently

From online sale to bank settlement — once

Finpliq is designed to separate gross sales, refunds, platform fees and tax evidence before matching the net payout to the bank. The original sale stays the income record, so the deposit is not counted again.

Multi-business is built in, not an afterthought

FreeAgent requires a separate account and subscription for each business. Finpliq adds each additional business to your existing account at +£15/month, with a combined dashboard showing everything in one place.

Free tier lets you start with no commitment

Finpliq includes a free starting tier and a no-card Core trial, which can be useful while a business checks whether the workflow fits its records.

Switch from FreeAgent in minutes

Finpliq supports CSV-based import and category mapping workflows. Users should review imported records and opening balances before relying on them for reporting or filing.

Review Finpliq alongside FreeAgent

14-day trial, no card needed. Import and review records before relying on them for reporting.

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Last checked: 11 September 2026. Prices exclude VAT and temporary promotions. Official sources: FreeAgent pricing, Self Assessment and payroll guidance.