Finpliq
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Comparison

Finpliq vs FreeAgent

FreeAgent is a solid UK accounting product. This is an honest comparison of where each tool is stronger — and where Finpliq was built to go further.

Finpliq stronger in 7 of 13 categories
Feature
Finpliq
FreeAgent
Starting price
✓Free (£24/mo Core)
£19/mo (sole trader)
Limited company price
£24/mo
£24/mo
Payroll included
Yes — Core plan
Yes
Payroll RTI to HMRC
Native — no third party
Yes
Multiple businesses
✓+£15/mo each
Separate account each
Consolidated multi-biz view
✓Built in (Pro)
Not available
CIS support
✓Built in
Partial (no native CIS XML)
SA103F Self Assessment
✓Pre-filled from data
Partial — SA summary
VAT filing
Direct from Finpliq
Direct from FreeAgent
Open Banking
Via secure Open Banking
Via Open Banking
Built by a CA
✓Yes — Built by Chartered Accountants
Software company
Free plan
✓Yes — 1 business
No
Import from FreeAgent
CSV import, auto-mapped
N/A

Where Finpliq goes further

Multi-business is built in, not an afterthought

FreeAgent requires a separate account and subscription for each business. Finpliq adds each additional business to your existing account at +£15/month, with a combined dashboard showing everything in one place.

Free tier lets you start with no commitment

FreeAgent has no free plan — you start paying from day one. Finpliq has a genuinely free tier (bank feed, dashboard, VAT threshold tracking) plus a 14-day Core trial with no card required.

Switch from FreeAgent in minutes

Export your FreeAgent data as a CSV. Finpliq detects the format automatically, maps your categories, and generates an opening balance journal so your records are complete from day one.

Switch from FreeAgent free

14-day trial, no card needed. Import from FreeAgent in minutes.

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Pricing as of May 2026. Verify current pricing at freeagent.com.