Finpliq Guided

Your financial records, organised and ready for your accountant.

Finpliq helps sole traders, freelancers, contractors and small businesses stay organised throughout the year. Use the platform yourself, or add professional monthly support so your records stay clear, reconciled and accountant-ready.

Already have an accountant? Perfect. Finpliq is designed to help you work better with them — more on that below. Existing customer? Log in →

Why it matters

Stop paying professional rates for avoidable bookkeeping clean-up.

Incomplete records create extra work when your accountant has to chase and rebuild what's missing.
Unexplained transactions delay year-end, because someone has to work out what they were before the books can close.
Missing documents cause back-and-forth — receipts and invoices requested after the fact take longer to find.
Disorganised books make business decisions harder, because you can't trust the numbers in front of you.

Finpliq helps resolve these throughout the year — not in a scramble the week before your deadline.

How Guided works

Four steps, running every month.

1

Join Finpliq

Create your business in Finpliq and complete a short onboarding so we understand how you're set up — VAT, payroll, CIS and how you'd like to work.

2

Keep records flowing

Upload or import your bank statements, receipts and other supporting documents as they come in — CSV, Excel, PDF, or a photo from your phone.

3

Finpliq organises the bookkeeping

The platform helps process transactions, suggest categories, match receipts and flag anything that needs a closer look — before a person ever sees it.

4

Guided review

Your Finpliq bookkeeper reviews the agreed account each month, follows up on anything unresolved, and leaves you with clean, accountant-ready records.

Compare

Core vs Guided.

Both run on the same Finpliq platform. Guided adds a real person to the routine bookkeeping work each month.

Feature
Core
£24/month
Guided
From £109/month
Best for busy business owners
Finpliq platformIncludedIncluded
Statement uploadSelf-serviceIncluded + monthly support
Transaction categorisationUser reviewsReviewed with support
ReconciliationUser managesMonthly support
Unresolved itemsUser managesFollow-up support
Monthly record-quality reviewNoYes
Accountant-ready preparationSelf-serviceSupported
Routine bookkeeping questionsStandard supportProfessional support
Specialist tax adviceAdd-onAdd-on

£109/month for sole traders, freelancers and contractors. £149/month for limited companies. Same scope either way.

For context

What a typical outsourced bookkeeper actually costs, once you add it up.

The number on a bookkeeping service's pricing page is rarely the number you end up paying. VAT filing, payroll and extra transaction volume are commonly priced as separate add-ons on top of a lower base fee.

Typical outsourced bookkeeper, scoped to match Guided
Base monthly bookkeeping fee£80–£150/mo
+ VAT return filing (commonly a separate add-on)+£15–£25/mo
+ Payroll for a small team (commonly a separate add-on)+£10–£20/mo
+ Going over the included transaction allowance+£20–£40/mo
Typical real-world total£125–£235/mo

Before CIS or MTD Income Tax — often not offered at all as a standard, priced feature.

Finpliq Guided
Bookkeeping, reconciliation, monthly reviewIncluded
VAT return filingIncluded
Payroll RTI filingIncluded
CIS and MTD Income Tax filingIncluded
Up to 150 transactions/moIncluded
One flat priceFrom £109/month
Why Finpliq

What makes Guided different.

One flat price, not a stack of add-ons

VAT filing, CIS, payroll RTI and MTD Income Tax are all included in the price — no extra line items. Elsewhere, those are commonly priced as separate extras on top of a lower base fee — so the number you see first often isn't the number you end up paying.

The software is included, not sold separately

A business running Guided gets the platform access it needs as part of the service — you don't need a separate software subscription alongside it to actually use what you're paying for.

CIS and MTD Income Tax, not just VAT

Construction-industry deductions and quarterly Income Tax updates are filed as standard. It's common for bookkeeping services to stop at VAT and payroll — CIS and ITSA are often missing from the list entirely.

One platform end to end

Guided runs on the same account and the same records as the software — nothing to export, re-import or hand over between doing it yourself and having it done for you.

A yearly Readiness Review included, not upsold

Guided includes one Chartered Accountant Bookkeeping Readiness Review every 12 months at no extra charge — usually £129 on its own. When it's time to file, Guided subscribers also get Year-End Complete at a discounted rate, because the reconciliation is already done.

What Guided does

Routine bookkeeping completed with you.

Monthly bank-statement processing
Routine transaction categorisation
Reconciliation of one agreed bank account
Receipt and document organisation
Questions about unclear transactions
Monthly bookkeeping health check
Monthly profit and loss summary
Records maintained for year-end
VAT, CIS, payroll RTI and MTD Income Tax filed on your behalf
Practical email support
One complimentary Bookkeeping Readiness Review every 12 months (£129 value)
Your accountant

Keep your accountant. Arrive better prepared.

Finpliq Guided is not designed to replace your accountant. We help keep your day-to-day financial records organised, resolve routine bookkeeping issues and prepare clearer information for year-end and advisory work — so your accountant spends less time chasing records and more time advising you.

Already have an accountant?

Invite them into your Finpliq account with secure, time-limited access, so they can see your records directly instead of waiting on exports.

Invite my accountant →

Don't have one, or want one through Finpliq?

Finpliq Accountant is our in-house Chartered Accountant service for tax advice, sign-off, Corporation Tax and statutory accounts — a separate engagement from Guided's bookkeeping.

Meet Finpliq Accountant →
The handoff

One pack, ready for your accountant.

When a Guided period is complete, Finpliq generates an accountant-ready pack you can share directly — no rebuilding the numbers from scratch.

Business summary and period covered
Income and expense summary, profit & loss
Reconciliation status for the agreed account
Any unresolved items, clearly listed
VAT, payroll and CIS status where relevant
Supporting-document status and notes

Ready for your books to run themselves?

Start with Finpliq free, or go straight to Guided if you already know you want the monthly support.